House Affordability Calculator

Enter in your details below and find out what house you can afford. All calculations are done client-side. If you'd like to try out our calculator with sample data, click the button below.

Income

How much do you make at your job and what have you saved?

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Home Cost

How much is it going to cost for your home?

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Mortgage / Closing Costs

Surprise costs you don't usually consider

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Your Budget

What are your monthly expenses?

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Your Results

Let's see what you can afford

We can't know for certain what house you can afford until you answer all of the questions. Once you answer them all, this section will update automatically!
You can afford this home, congratulations!
You can afford this home, but you do not have enough money to furnish the entire house. You would need to save all of your extra cash each month (${{ cExtraCashPerMonth }}) for {{ cMonthsToSaveAllToAffordHomeAndSavingsAndFurnishings }} months.
You can afford this home, but you do not have enough money for your emergency savings fund, nor could you furnish the entire house. You would need to save all of your extra cash each month (${{ cExtraCashPerMonth }}) for {{ cMonthsToSaveAllToAffordHomeAndSavings }} months to save enough to afford buying this house and having an emergency fund. You would need to save for {{ cMonthsToSaveAllToAffordHomeAndSavingsAndFurnishings }} months to have enough to afford the house, emergency fund, and to fully furnish this house.
You cannot afford this home. If you saved all of your extra cash each month (${{ cExtraCashPerMonth }}) for {{ cMonthsToSaveAllToAffordHome }} months, you would be able to afford this house, but not have any money for your emergency fund or be able to fully furnish this house.